+ Personal Banking

Banking Built Around You

From savings to investments, everyday transactions to long-term wealth -- discover accounts tailored for every Tanzanian.

Jasiri Account

Youth empowerment account for Tanzanians aged 18-35. Access business mentorship, entrepreneurship training, and preferential loan rates to kickstart your future.

Jasiri Account
Normal Savings Account

Normal Savings Account

The Normal Savings Account is designed for every Tanzanian. Whether you are saving for daily needs or building a financial cushion, this account gives you easy access to your funds while earning competitive interest rates. With a low opening balance and free mobile banking, getting started has never been easier.

Mafao Account

The Mafao Account helps you plan for retirement and long-term financial security. Set aside funds from your benefits, pensions, or regular income to build a comfortable future for you and your family.

Mafao Account
Kilimo Tija Account

Kilimo Tija Account

Kilimo Tija is specifically designed for Tanzanian farmers and agribusinesses. The account offers seasonal deposit flexibility that aligns with harvest cycles, ensuring your savings grow when your crops do. Access agricultural advisory support and agri-business loans to expand your farming operations.

Msomi Account

The Msomi Account is designed for students at all levels. No monthly fees, free Visa prepaid card, and financial literacy training to build smart money habits early.

Msomi Account
Salary Account

Salary Account

The Salary Account is designed for employed individuals who want to receive their salary directly into their bank account. Enjoy exclusive benefits including preferential loan rates, free salary processing, and access to all digital banking channels.

Staff Account

The Staff Account offers exclusive banking benefits for Cooperative Bank Tanzania employees. Enjoy preferential rates, special loan packages, and dedicated banking services designed for our team.

Staff Account
Mtoto Account

Mtoto Account

The Mtoto Account helps parents and guardians save for their children's future. Start early, earn competitive interest, and teach your children the value of saving from a young age.

Mama Africa Account

The Mama Africa Account is our flagship savings product designed for every Tanzanian. Whether you are saving for daily needs or building a financial cushion, this account gives you easy access to your funds while earning competitive interest rates. With a low opening balance and free mobile banking, getting started has never been easier.

Mama Africa Account
Baba Fedha Account

Baba Fedha Account

The Baba Fedha Account is tailored for household heads who want to take charge of their family's financial future. With competitive interest on savings, joint account options, and salary domiciliation benefits, this account empowers you to plan and grow your family wealth with confidence.

Juhudi Account

The Juhudi Account rewards hard-working Tanzanians with competitive interest rates and flexible savings options. Whether you are an entrepreneur, artisan, or professional, this account helps you grow your earnings.

Juhudi Account
Fixed Deposit Account

Fixed Deposit Account

Lock in your savings and earn premium interest rates of up to 10% per annum with our Fixed Deposit Account. Choose a flexible tenure from 3 to 12 months with guaranteed capital protection. You can also use your deposit as collateral for a loan facility, and enjoy hassle-free auto-renewal options.

Group Savings Account

Our Group Savings Account is built for SACCOs, Vikoba, Chamas, and other community savings groups. Manage your collective funds transparently with joint account controls, access group loans, and benefit from free financial training. A dedicated relationship manager ensures your group gets personalized support.

Group Savings Account
Cooperative Savings Account

Cooperative Savings Account

The Cooperative Savings Account is tailored for registered cooperative societies. Manage member contributions, access cooperative loans, and benefit from dedicated banking services designed for the cooperative movement.

Group Current Account

The Group Current Account provides unlimited daily transactions for groups, cooperatives, and organizations. Access cheque book facilities, standing orders, and dedicated support for your group's banking needs.

Group Current Account
Individual Current Account

Individual Current Account

The Individual Current Account is your go-to for day-to-day business and personal transactions. Enjoy unlimited daily transactions, a cheque book facility, and access to overdraft services. With standing order and direct debit options plus free internet banking, managing your finances is seamless and efficient. Available in TZS, USD, EUR, and GBP.

Jasiri Current Account

The Jasiri Current Account combines the youth empowerment benefits of the Jasiri brand with full transactional banking. Perfect for young entrepreneurs and professionals who need a full-featured current account. Available in TZS, USD, EUR, and GBP.

Jasiri Current Account
Enterprise Current Account

Enterprise Current Account

The Enterprise Current Account is designed for small and medium enterprises that need robust transactional banking. Manage your business finances with unlimited transactions, multiple currency options, and dedicated business support. Available in TZS, USD, EUR, and GBP.

Corporate Current Account

The Corporate Current Account provides comprehensive banking services for large enterprises and corporations. Enjoy premium banking with multi-currency support, trade finance solutions, and a dedicated corporate banking team. Available in TZS, USD, EUR, and GBP.

Corporate Current Account

Mshirika

Karibu, tukue pamoja!